The six major banks in China have all submitted a financial report in the first quarter of this year. The net profit growth rate of five banks has fallen sharply, of which the net interest rate of three national banks has a growth rate of less than 1%.
According to surging news reports, the six major state -owned banks (Industrial and Commercial Bank of China, Agricultural Bank, Bank of China, Construction Bank, Postal Savings Bank, and Bank of Communications) submitted the first quarter of 2023 in the evening of Friday (April 28)Transcript.
The financial report shows that in the first three months of this year, the above six major banks realized the net profit attributable to shareholders (the same below) totaling 359.037 billion yuan (RMB, the same below, about 69.3 billion yuan), earning a day earning a day earning a day earning a day.3.989 billion yuan.
In the first quarter of this year, the ranking of the six major banks of the state -owned banks was consistent with last year.Yuan, 71.554 billion yuan, 57.663 billion yuan, 26.28 billion yuan, and 24.63 billion yuan.
However, compared to 2022, except for the Bank of Communications, the net profit growth of the remaining five major banks has fallen sharply.%, 0.5%, 0.26%.
In terms of operating income, ICBC continued the tendency to grow in 2022. In the first quarter, operating income was 227.596 billion yuan, a year -on -year decrease of 1.09%.Compared with last year, the highest growth rate of operating income was the Bank of China. The bank achieved operating income of 165.813 billion yuan in the first quarter, an increase of 11.57%year -on -year.
In terms of asset quality, unlike the collective increase of non -performing loans last year. In the first quarter of this year, the Bank of China achieved a "double drop" of non -performing loans.The biggest of the six major lines.In the first quarter of this year, ICBC, CCB, and Agricultural Bank of China increased by 16.421 billion yuan, 16.802 billion yuan, and 16.836 billion yuan, respectively. The adverse rates were the same as the end of last year.
In addition, the report that the decline in the net interest difference between the six major banks was still there in the first quarter of 2023.