As of the end of March, there have been 83 cities in China to reduce the lower limit o

The People's Bank of China notified that as of the end of March this year, there have been 83 cities in China to reduce the lower limit of the first mortgage interest rate.

According to Xinhua News Agency, Zou Lan, director of the Monetary Policy Department of the People's Bank of China Zou Lan on Thursday (April 20), introduced on a press release held by the central bank.Since the end of March this year, in the 96 cities that meet the conditions of relaxation of the lower limit of the first home loan, 83 Chinese cities have lowered the lower limit of the first mortgage interest rate, and 12 cities have canceled the lower limit of the interest rate of the first mortgage.

Zou Lan said at the meeting that as the economic market stabilized in the early stage and the effect of stabilizing the real estate policy continued to appear, the confidence of all parties accelerated the recovery, the real estate market changed positively, and the active transaction activity increased. This was in real estate. This was in real estate.Financial data is also reflected.

Data show that in the first quarter, the average monthly distribution amount of personal housing loans was about 590 billion yuan (RMB, the same, the same, S $ 114.2 billion), which was more than 190 billion yuan from the average monthly distribution in the fourth quarter of last year;The cumulative increase in real estate development loans has increased by about 570 billion yuan, which is at a high level compared with the scale of commercial housing at the same period. The domestic bonds of real estate companies have issued more than 150 billion yuan, an increase of more than 20%year -on -year. The overseas bond market confidence is gradually recovering.

Zou Lan introduced that the dynamic adjustment mechanism of the first housing loan interest rate policy can be "both controlled and hot", which supports the real estate market to face a large difficult policy tool box.Cities that require trending rising housing prices to withdraw from the support policy in a timely manner can realize the two -way dynamic and flexible adjustment of the first set of mortgage interest rate policies under the principles of urban policies.

Zou Lan said that the adjustment and optimization of the first mortgage interest rate policy has driven the mortgage interest rate to decline. From the perspectivepercentage point.After the lower limit of the first set of mortgages in 83 cities, the lower limit of the execution is about 10 to 40 basis points lower than the national lower limit.

The People's Bank of China said that it will continue to pay close attention to changes in the real estate financial situation, insist that the house is used to live, not for speculation, and continue to grasp the implementation of policy implementation with the financial department, support rigidity and rigidity and rigidity and rigidity and rigidity and rigidity andImprove the demand for housing, maintain the steady and orderly real estate financing, increase financial support for the insurance, accelerate the improvement of the housing leasing financial policy system, and promote the smooth transition of the real estate industry into the new development model.